Supporting Families with Strength and Care
Nobody plans for sudden loss, but the Toronto Police Widows & Orphans Fund ensures families are never left without support. Since 1952, we’ve been committed to providing immediate financial assistance and long-term stability for the families of Toronto Police Service members. As a fraternal benefit society, we stand united in care, compassion, and responsibility to deliver help when it’s needed most.
Our Trusted Fraternal Partners
Who We Are
The Toronto Police Widows & Orphans Fund exists to support members of the Toronto Police Service and their families during life’s most difficult moments. Our purpose is simple: to provide fast, reliable financial benefits and compassionate care. We are here to ensure that no family faces hardship alone.
Learn more about membership and exclusive benefits by reading our Membership Brochure.
What Guides Us
Mission
First to respond to a family’s needs upon the death of a member.
Vision
To be a leader in providing accessible, reliable benefits for members and their families.
Values
Compassion
Acting with care, kindness and sympathy to our members, their families, and our colleagues.
Accountability
Deliberating on the impact of actions when making decisions to ensure outcomes are in the best interests of members and the long-term viability of the Fund.
Collaboration
Working strategically and effectively with others to best meet the needs of members and their families.
Reliability
Consistently delivering high-quality products and services, driven by the needs of our members and with a focus on long-term financial sustainability.
Our History
Founded in 1952, the Toronto Police Widows & Orphans Fund was created solely to serve members and employees of the Toronto Police Service. As a Fraternal Benefit Society, we manage funds carefully to ensure sustainability, so families can depend on support for generations to come.
Learn moreOur commitment in action, 2020–2024
Benefits issued
603
Total Paid to Families
$13.3
million
Average Payment Time
7
daysActive Members
10,000+
Governance & Regulation
Accountability You Can Trust
The Toronto Police Widows & Orphans Fund is regulated by the Office of the Superintendent of Financial Institutions (OSFI), the Financial Services Regulatory Authority (FSRA), and the Ontario Insurance Act.
Our Fund is overseen by a dedicated Board of Directors that includes:
- Representatives from the Toronto Police Service, Toronto Police Amateur Athletics Association, Toronto Police Pensioners Association, Toronto Police Association, and the Senior Officers Organization
- External Directors bringing financial, regulatory, and governance expertise
Together, the Board oversees strong financial management, compliance with regulations, program sustainability, and high-value services delivered at low cost.
Privacy Commitment
Protecting your privacy and the confidentiality of your personal information is a top priority. You can be confident that TPWOF takes every step to safeguard member data. See our Privacy Statement.
Financial Transparency
We are committed to keeping Members fully informed through clear, accessible reporting.
- Financial Results: In compliance with regulatory requirements, we publish audited financial statements, LICAT disclosures, and as of 2026, climate-related disclosures.
- Annual Report to Members: As part of our corporate responsibilities, we also share our Annual Report and AGM minutes.
Death Benefits
Endowment
Power of Attorney
& Will Preparation
