First to Respond
The Toronto Police Widows and Orphans Fund (TPWOF) delivers peace of mind for Members and loved ones. Immediate support is provided in the most critical hours.
Death Benefits
Members Joining the Fund up to Age 45:
Active Member Regular Death Benefit $50,000
- Base death benefit $50,000, payable on death due to natural causes and/or accidental death
- The Board declares an annual bonus, currently at 20%, the death benefit is currently $60,000
- Line-of-duty death is double the base benefit, up to $120,000
Retired Member Regular Death Benefit1 $18,800
- Paid Up death benefit on retirement
- The Board declares an annual bonus, currently at 20%, the death benefit is currently $22,560
- No further payment of Dues required
1 Retired from TPS with 300 months contributory Fund membership
Retired Member Prorated Death Benefit2
2 For Members who retire from the TPS with less than 300 months contributory Fund Membership, benefits will be prorated (Actual months ÷ 300 months)
Members Joining the Fund after Age 45:
Modified Death Benefits
The above Active and Retired Member Death Benefits are modified (reduced). See the Benefits and Dues Schedule.
Endowment
Regular Endowment Benefit 1 $3,150
1 Retired from TPS with 300 months contributory Fund membership
Prorated Endowment Benefit 2
2 For Members who retire from the TPS with less than 300 months contributory Fund Membership, benefits will be prorated (Actual months ÷ 300 months)
Will/Power of Attorney Preparation
Will Reimbursement Program $200
The Fund offers a reimbursement for the preparation of a Member’s Will or Power of Attorney, payable twice during membership.
- Will and Power of Attorney Preparation = $200
- Assistance with funeral arrangements
- Management of trust accounts for minors
Members on Leave
When on a Leave of Absence, Fund dues cannot be collected by the TPS which then requires information and/or a decision by the Member. Up to the first 60 days of a Leave, the Fund will waive dues while obtaining confirmation from the Member:
· If on a Central Sick Bank Leave – Member eligible to the Waiver of Dues benefit
· If Member Self-Pays Dues – Fund Membership will be maintained
· If Member opts to not Self-Pay Dues – Fund Membership is frozen until their return to work
· If no response is received by the Member – Fund Membership is frozen until the Member’s return to work
See the FORMS AND FAQS for more information, or contact us at leave@TPWOF.ca for more information.
