Peace of mind for you & your loved ones
Nobody expects to pass away suddenly, but it’s comforting to know someone is there for your loved ones in their time of greatest need. The Widows & Orphans Fund provides immediate support in the critical hours to your beneficiary. As a Member of the Fund you belong to a family, and are treated with the same care and attention as every other Member who needs our help.
More than just death benefits
In addition to death benefits, other benefits and services are available to members and their families including a retirement endowment and a will reimbursement program.
Why choose to be a TPWOF Member
The Toronto Police Widows & Orphans Fund is a Fraternal Benefit Society serving our members since 1952. The Fund was created for the sole benefit of members and employees of the Toronto Police Service. We are committed to being First to respond to member’s families in their time of need.
As a Fraternal Benefit Society, funds are managed to ensure the sustainability of benefit payments. Profits accumulated after operational, regulatory and capital requirements are satisfied may be used to increase member benefits. If the Board increases benefits after you retire, your beneficiary will receive the increased amount.
How the Fund is regulated
TPWOF is regulated by the Office of the Superintendent of Financial Institutions (OSFI), the Financial Services Regulatory Authority (FSRA), and the Insurance Act, Ontario.
The Fund is managed by a Board comprised of
- affiliated representatives from the Toronto Police Service, Toronto Police Amateur Athletics Association, Toronto Police Pensioners Association, Toronto Police Association, and the Senior Officers Organization;
- as well as external knowledge-based Directors.
These Member representatives and experts on the Board oversee the Fund’s financial and regulatory management and compliance, program profitability, benefits administration, and member services. They are committed to delivering high value at a low cost.
We’ve Updated our Privacy Statement
We Value Transparency – Here’s what’s New
At the Toronto Police Widows & Orphans Fund (TPWOF, the Fund), transparency is essential. We’ve recently updated our Privacy Statement to better explain how we collect and use your information, to improve your experience with our services.
Here’s what’s changing:
- Clarified the definition of “Personal Information” that we collect so that it expressly includes information relevant to your Leave status to fulfill the purpose of administering the TPWOF Leave benefits and TPWOF Central Sick Bank Waiver benefit. We have also updated the language of your authorization and consent in our applications to clarify that you consent to the Toronto Police Service sharing this information with TPWOF for this purpose.
See the TPWOF Privacy Statement to review our updates.
These changes take effect immediately. Thank you for being part of the TPWOF community! We appreciate your continued support and look forward to providing you with valuable programs and services to support you.
Sincerely,
Toronto Police Widows and Orphans Fund
September 24, 2025
Member Service
Please remember to notify us of any changes to your name, contact information and/or beneficiary so that we can update our records. Note, we are a separate entity from the TPS, TPAAA, TPPA, TPA and SOO, and require our member’s personal information to be kept current in order to communicate with you, and to administer benefits on your behalf.
